Kalau takut dipukul ombak...

1. Issue is: when does risk-taking transform into recklessness? When you fail is probably the right answer. But when do you succeed, if ever? When you don't give up when faced with failure but persist until you succeed with every ounce of determination and grit that you could possibly summon from every living pore, cell, protein, sweat, blood and tears.
2. A bit like the Texas Hold Em game too - you risk such that you'll still live to fight another day, you dont gamble unnecessarily, and when the conditions are such that you feel you have the circumstances, support and extenuating factors on your side do you raise the stakes to a tolerable and acceptable risk. And if you still fail, you have just been reckless!
3. But it's not the failing that counts, it's the getting up. So, in that sense, the mindset must be sharpened to not allow a defeatist mentality to creep in, to think of personal failures, to lack courage to move forward. The steps must be in the right direction, building pace until it moves forward towards winning, and conquering, and growing, and staying there, insyaAllah. If at first, you fail, try and try again. So the setting up of the mindset should be there first and foremost.