Thursday, June 27, 2013

Apa lagi aku mau (2) - Rethinking priorities


  1. So now, with personal net worth targets achieved, what then? That has come at great personal cost. But at the same time, it has taught me the valuable lesson of paying for wanting something. Would it then be desirable to pay for my children's education to get a feeling of self-worth? Or is that cutting off nose to spite the (abused) system? Where is the sense of nobility and pride?
  2. So, then it is about having the comfort to do what gives personal happiness. Is it about raising children to their best potential? Is it about giving wife the avenues to pursue own trails - whether in career or in life? Is it about giving comfort to mother in her old years? Is it about clearing up all  outstanding items in life? Is it about not taking orders and being in a rush from day to day and assignment to assignment and fulfilling other people's priorities? Is it about taking one step at a time and smelling the roses, the coffee and whatever else? Or about focusing on what helps the community the best way that I can?
  3. But how then do I square it with the materialistic dimension of making enough dosh to pay for all  that I wish to have? In short, how do I have it all?
  4. A prologue to this is that we already have enough for our subsistence now. The next phase is about self-actualisation. Now I do need to decide who is in most need of this now. I can't be selfish and only think of my needs. Son needs dosh for his uni. So does daughter in just two years after that. I shall not touch the kepok as that gives the maneouverability for wife. 
  5. Basically, if I were to step out and have my own venture, it should be making enough to cover for basic expenses. But I can't stop there as it needs to cover for educational expenses pretty soon too. So, the priority has to be calibrated right. Otherwise, it's replacing one misplaced priority for another.
  6. Fertigation looks like a worthwhile investment to make now. As does gaharu. This should give some free cashflows over the medium to long-term at relatively low downside risk insyaAllah, but would need to be carefully monitored and cultivated to ensure highest premiums are secured. Other investments into equity and property will also need to be made.
  7. In the meantime, need to chalk up the green company up pretty soon. Branding and finalising business model is next.
  8. All this of course, subject to this not impeding growth and development needs of others.

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